Who is CIC Credit?
For over 100 years CIC Credit has effectively and successfully established themselves within the credit reporting business serving the industry since 1921. With years of combined credit related experience, CIC Credit holds a vast variety of highly advanced credit tools and resources. The business is a reseller of all three national credit repositories. Whether you’re seeking mortgage credit reports or single bureaus for your credit applications, CIC has you covered thanks to our state-of-the-art cloud-based delivery system executing instant, real-time results. CIC also has an award-winning API delivery system. This way we can integrate our product delivery into your customer system, or with any of the 50 (plus) origination systems on the market today.
In order to protect your business from lost revenue through employee turnover, bad publicity, lawsuits, regulations, fines, and internal theft, it’s imminent to utilize professional background screening processes. CIC Credit has the capability to customize each client’s online screening platform to ensure industry regulations, state laws, federal laws, and hiring criteria thanks to our screening experts and innovative technology.
For more information, please visit ciccredit.com.
Integration type: Credit
What will the Floify—CIC Credit Integration support?
Floify’s integration with the CIC Credit interface enables loan officers to automate a portion of their mortgage process by automatically collecting a borrower’s credit report from CIC Credit.
How to Set Up and Use
From the team pipeline, choose the team name in the upper right-hand corner and select the option to navigate to the Company Dashboard:
Navigate to Company Settings and select the Integrations tab:
Scroll down to locate CIC Credit. Select the plus sign towards the right to install:
Select Install Company Level Integration to complete the installation:
Select the Apply Now Settings tab:
Scroll down to Credit Report Integrations and select the option to Edit Credit Report Integrations:
Select the option to enable CIC Credit and select Save to confirm the change:
Navigate to Home and switch back into the user's account:
From the team pipeline, navigate to Settings and select the Integrations tab:
Scroll down to CIC Credit Integration and select the option to Edit CIC Credit Integration:
Enter your soft and/or hard pull credentials and select Save to confirm the changes:
Click the red, yellow, or green buckets to get into the desired borrower's loan flow:
Select the Add New Doc button:
Locate the option to initiate a CIC Credit Request:
Complete the CIC Credit Order Form and select the option to Place Order:
You will receive a Success message once the order has been placed:
After submitting the order form, the borrower’s credit report will be delivered to the yellow bucket of the corresponding loan flow within moments.
Ready for review!
From the team pipeline, choose the team name in the upper right-hand corner and select the option to navigate to the Company Dashboard:
Navigate to Company Settings and select the Integrations tab:
Scroll down to locate CIC Credit. Select the plus sign towards the right to install:
Select Install Company Level Integration to complete the installation:
Select the Apply Now Settings tab:
Scroll down to Credit Report Integrations and select the option to Edit Credit Report Integrations:
Select the option to enable CIC Credit and select Save to confirm the change:
Navigate to Home and switch back into the user's account:
From the team pipeline, navigate to Settings and select the Integrations tab:
Scroll down to CIC Credit Integration and select the option to Edit CIC Credit Integration:
Enter your soft and/or hard pull credentials and select Save to confirm the changes:
From your team pipeline, navigate to Settings and select Apply Now:
Scroll down to Apply Now General Settings and select the option to Edit Apply Now General Settings:
Select the option Enable Credit Report Integration and select soft or hard pulls. Select the credit vendor from the dropdown. Make sure you select Save to confirm the changes:
Note: Soft pulls need to be enabled additionally on the company level. You can find more information regarding soft credit pulls here: Enable Soft Credit Pulls.
Ready to go! When a borrower applies this will automatically pull credit and the borrower’s credit report will be delivered to the yellow bucket of the corresponding loan flow after it is converted from a prospect to a live loan flow:
Ready for review!
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