Floify New Features List

Recent Feature Releases in Floify

Floify strives to provide cutting edge tools to streamline your business, making the loan process easy for lenders and borrowers alike. With the ebb and flow of the loan markets you work in, so changes your business. Floify is set to provide you with answers and solutions wherever you might need. Read below to see information about our newest and exciting features.

Fall 2025

DocMagic Disclosures

• The new Floify–DocMagic integration enables lenders using any DocMagic-connected Loan Origination System (LOS) to generate, deliver, and manage borrower disclosures directly within the Floify borrower portal—creating a seamless, fully integrated experience.

  DocMagic acts as the secure intermediary between the LOS and Floify. Lenders generate disclosure packages through DocMagic’s LOS integration, and Floify automatically retrieves these packages—enabling borrowers to review and e-sign documents seamlessly within their trusted Floify portal.

• Read more about this integration here: DocMagic

Byte Conditions Sync

• When enabled, Floify retrieves conditions marked as “Requested” from Byte and adds them as document requests in the Borrower Portal. Conditions can appear either automatically or after loan officer approval, depending on your company-level configuration.

• When synced, condition names and descriptions appear in the Borrower Portal as new document requests, ensuring a consistent borrower experience across both systems.

• To enable this feature, please reach out to your CSM to discuss next steps

Summer 2025

LenderPrice Integration

• Floify’s LenderPrice PPE integration has been updated to include the latest technology for product and pricing. We have released a quick pricer tool, and also have the ability to lock loans when connected to encompass. 

• Read more about this integration here: Lender Price Product and Pricing Tools

TPO Workflows for Encompass

• Third-Party Origination work flows are now supported in a robust way within the Encompass integration

Floify Verify Automatic Document Requests

• Floify Verify now supports advanced logic for Automatic Document Requests when completed in the Apply Now experience. Auto Doc Requests will now have the ability to have dynamic logic that will only send out requests for additional documents when the apply now workflow necessitates it.

Floify Hybrid eClosing support for Encompass Co-Mortgagors

• Floify’s Hybrid eClosing feature now supports Co-Mortgagors, allowing diverse loans to be supported for our native eClosing solution.

Spring 2025

Dynamic Apps

• Floify’s Dynamic Apps is the latest enhancement to our cutting edge Apply Now experience. This feature enables teams to create three distinct application configurations—Purchase, Refinance, and Other—and present the appropriate version based on the borrower’s selected loan purpose.

• By collecting the loan purpose up front, teams can streamline the borrower experience, disable non-compliant fields (like demographics for HELOCs), and remove the need for complex custom question logic. This improves compliance, enhances borrower clarity, and speeds up qualification—especially for non-QM and specialized loan scenarios.

• Read about our new version of Apply Now here: Dynamic Apps

Loan Transfer Search

• We enhanced our loan transfer tool to make it even easier to move loans between teams by adding a search tool to parse through the list of teams you have for your users

• Read about our Loan Transfer tool here: Transfer a Loan Flow to Another Team

Encompass API Connection

• In Advance of ICE's shift away from SDK options, we have upgraded our infrastructure with Encompass to go fully through their DevConnect API system. This allows for our system to connect to the Encompass LOS in the most robust and resilient way currently possible, and improves the functionality we offer currently while opening the door for future improvements. This update is being made well in advance of the October 2025 deadline to give your teams peace of mind through the transition.

Winter 2025

Matic Insurance

• Borrowers expect digital-first experiences that respect their time. 73% of consumers say that valuing their time is the most important thing companies can do to provide them with good customer service.This means accelerating application-to-close time is not only important for business optimization, it is crucial for driving customer satisfaction. Floify's Customer Capture feature suite helps you and your team close loans faster while offering a variety of features the bring value and save time for your borrowers.

• This integration offers many features, but the Matic insurance option allows your borrowers to cut costs and time to shop for the right insurance policy for them.
• Read more about this here: Floify Closing Accelerator & Customer Capture

Fall 2024

Floify Verify

• Access and verify income and employment information with Floify Verify, our new VOI/E tool. Floify Verify allows users to access borrowers' income and employment information. The tool will generate a verification report and automatically upload income and employment documents (W-2s, 1099s, and Paystubs) provided by borrower-connected employer payroll systems.

• This tool helps you verify anyone's income and employment in minutes, improving the decision-making process. We've partnered with Argyle to provide a seamless and secure solution for accessing verified income and employment data. Borrowers can directly connect their employer or payroll accounts in their borrower portal, ensuring real-time access to up-to-date information. This real-time connection improves the accuracy of lending decisions, reduces the risk of buybacks, and saves time by instantly retrieving the necessary income documents.

• Read more about this here: Floify Verify

Apply Now Landing Page Spanish Subtitles

• We released spanish subtitles for the Apply Now Landing Page to ensure borrowers are able to read and understand the process from start to finish

Byte Custom Field Sync

• We have expanded our Custom Field Sync to include Byte, allowing for customizations to be set up to sync with that LOS integration
• Read more about this here: Create an LOS Custom Field

Summer 2024

LendingPad Existing Loan Connection

• The LendingPad LOS integration now supports connecting to existing loan files, which can be imported when creating or editing loans.
• Read more about this here: Connect a Loan Flow to a New LendingPad Loan File Number

Truv Verification of Income and Employment

• Access and verify income and employment information with Floify's Truv integration of Verification of Income and Employment (VOI/E), which allows users to access all borrowers' employment and income information from authenticated accounts.
• This integration helps you verify anyone's employment and income in seconds, improving the decision-making process.
• The integration gathers data from a trusted source providing the employment and income history that allows our users to have the ability to give users an exceptional experience, allowing borrowers to instantly complete verification instead of waiting for a few days.
• Read more about this here: Truv VOE and VOI

Spring 2024

Byte License Sync 

• The Byte LOS integration added more automatic functionality to streamline the process for presenting license information on branded landing pages and in the application. Once set up, the licenses in the connected Byte accounts will automatically populate licenses configured in that platform into Floify
• This feature does require an enterprise subscription and an existing Byte integration. Connect with your Success Manager to begin the process of setting this up
• Read more about this here: Byte License Sync

General Profile License Improvements

• Floify now has an expanded list of licenses to add to the user and team settings. We include all 50 states, as well as many US Territories.
• To set this up, read about the process here: Update My Licenses

Winter 2024

Manual Soft Credit Pulls

• Users can now manually order soft credit pulls from inside of live loan flows (just as they could for hard credit credit pulls) using any of the credit integrations enabled by their company that offer soft credit pull capabilities. While doing so, we provide quality of life improvements to the Add New Docs screen and credit pull order forms that make the task of finding the correct request type and completing that order even easier, particularly for new users.

• Users who run these soft pulls will:

  • Be able to stay in one system and reduce manual work for teams in ordering a soft credit pull, and get that report back into the loan flow

  • Have greater control over when credit is ordered for a borrower, which is particularly important with credit costs rising

• Read more about this feature here: Running Soft and Hard Credit Reports Manually

Bulk Document Uploads

• During the loan process, LO teams will likely receive documents related to the loan outside of Floify (via email, external website, etc.) from title agents, realtors, or even borrowers in the case that the borrower would rather not use their dedicated portal.

  • This feature allows for bulk upload of these documents with a drag & drop-capable modal that can be accessed from right inside the view of a loan’s documents.

• Floify users who take advantage of this tool will:

  • Decrease time spent on administrative tasks of organizing and uploading completed documents gathered elsewhere to live loans

  • Reduced need to use multiple file collection & storage methods for loan documents

• Read more about this feature: Bulk Document Uploads

GFE Disclosures

• Good Faith Estimates (GFE) disclosures are a type of disclosure that allows borrowers to compare offers, understand the terms of the mortgage offer, and make an informed decision about choosing a loan. It provides transparency and prevents misunderstandings about monthly payments and hidden costs.

• While GFE disclosures may not apply to all mortgages the GFE Disclosure remains relevant for some loan types. Some examples of loans that would use this disclosure method include:
  • Reverse mortgages
  • HELOC
  • Manufactured Housing Loans not secured by Real Estate
  • Certain types of homebuyer assistance programs
• This feature:
  • Will enable the Encompass Disclosure Desk LOs to work with more types of non-standard loans in Floify, making them more flexible and efficient.
  • Allows borrowers to use Floify’s user-friendly app to complete disclosures, keeping their loan experience in one system
• This feature requires an Encompass integration. Reach out to your Floify representative to discuss options for adding this integration!